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What about bank bail-outs if there is another financial crisis?

A priority of all governments is to ensure that there is no further banking crisis. Improvements to financial regulation and crisis management are taking place in the UK, the EU and globally. The emerging system reduces risk of exposure to the taxpayer. For example, in the UK, the most risky and speculative financial activities will be separated from retail and high street banking following the recommendations of the Vickers Report.

If in the future wider support from governments is required to stabilise the financial system, this would be coordinated through the governance arrangements agreed between the governments of the Sterling Area.

Source: Scotland's Future, Scottish Government, November 2013.

Could an independent Scotland protect depositors on the same basis as the UK deposit guarantee scheme?

Yes. An independent Scotland will comply with EU rules to provide a deposit guarantee of a minimum of €100,000 (£85,000).

Source: Scotland's Future, Scottish Government, November 2013.

What impact will independence have on the basing of the Green Investment Bank in Edinburgh?

The UK Green Investment Bank plc was created in 2012 as a UK funding institution to attract funds for the financing of the private sector’s investments related to environmental preservation and improvement. Under our plans, the Green Investment Bank will continue to be shared between an independent Scotland and the rest of the UK and continue to be headquartered in Scotland.

Source: Scotland's Future, Scottish Government, November 2013.